Financial Systems for Spec Home Builders & Commercial Trades
High-stakes projects require financial clarity. We help you track costs, cash flow, and progress accurately—before problems become expensive.
For Spec Home Builders
Spec projects put enormous pressure on timing, cash flow, and accurate forecasting. Profitability depends on how well financials are managed—not just how well the home is built.
What We Fix for Spec Builders:
Construction loan draw reconciliation
Interest and carrying cost tracking
Budget vs. actual phase reporting
Timing mismatches between expenses and loan disbursements
Revenue recognition tied to progress
Your financials finally show what the bank needs to see—and what you need to manage risk.
For Commercial Subcontractors
Subcontractors deal with one of the hardest financial realities in construction: late payments, retainage, and labor-heavy cost structures.
What We Fix for Subcontractors:
Retainage management
Labor allocation to jobs and phases
Burden cost tracking (taxes, insurance, overhead)
Work-in-progress schedules
Over/under billing corrections
Managing large accounts receivable cycles
Buildertrend, Procore, Knowify sync
We give subcontractors the financial consistency they need when juggling multiple jobs and multiple GCs.
What You Get With Our System
NAHB Cost Code Structure
We organize your accounting system the same way you build—by phases, trades, materials, and job components.
Job Costing Built for Construction
Real-time tracking of labor, materials, subs, equipment, and overhead so you always know whether you’re winning or losing on a job.
Buildertrend / Procore Integration
We link your project management tool directly to QuickBooks. No double entry. No missed change orders. No late billing.
Cost-to-Complete Forecasting
Know exactly how much is left to spend on each job—and whether profit is at risk.
WIP Reporting That Makes Sense
We show you over/under billing, earned revenue, and progress-based profitability each month.
Cash Flow Forecasting
We time your financial needs around, draws, vendor payments, payroll cycles, material spikes. Cash flow stops being a surprise.
Why These Businesses Choose Us
Spec builders choose us because we handle the financial complexity banks expect.
Trades choose us because we simplify billing, reporting, and payroll-driven job costing.
Both choose us because we create clarity, predictability, and profitability in an industry known for uncertainty.
Construction bookkeeping in Utah, serving nationwide
