Bank-ready books. Bonding-grade.
For spec home builders and commercial contractors who live and die by their WIP schedule, their draws, and their bonding line.
Commercial and spec books get complicated fast.
- 01
Your surety wants a cleaner WIP schedule. You don't have the time to build it.
- 02
You carry three speculative builds and can't tell which ones are on pace.
- 03
Retainage is sitting out there for months. No one's chasing it.
- 04
Over- and under-billings are a mystery. Your P&L looks nothing like your draws.
- 05
Your lender wants year-over-year comparatives. Your books can't produce them cleanly.
Built for the lender, the surety, and the 7 AM job walk.
Every piece below runs inside The Builder's Financial Command Center - one system where your WIP, retainage, draws, and cash all tie out to the same numbers.
Bank-ready WIP, every month
Percentage-of-completion done right. Over/under-billings calculated clean. Your banker and bonding agent both smile.
Retainage tracked to the dollar
We run a weekly retainage aging report. Nothing gets forgotten. You get paid faster.
Bonding paperwork that works
We build your bonding packet to the format your surety already trusts. No more scrambling before deadlines.
Speculative job accounting
For spec builds: we track land, construction-in-progress, carrying cost, and gain-on-sale separately. Tax-ready.
Draw package in 48 hours
Not two weeks. Your lender starts trusting the packet - and draws clear faster.
13-week cash, across all jobs
One rolling forecast that sees every open job. You see cash crunches before they hit.
You'll meet with
Cory Salisbury
Request a bonding-readiness review.
A 30-minute working call. Bring your most recent WIP report and we'll show you exactly where it breaks before your surety or lender sees it. We take a limited number of construction clients each quarter, and we'll tell you on the first call if we're not the right fit.
What we'll cover
- A 10-minute look at where your numbers are today.
- 3 specific profit leaks I'd chase first for a business your size.
- Whether we're a fit - honest yes or no, no pressure either way.
Pick a date
Weekdays, 11:00 AM - 2:00 PM MT