For construction contractors who need a real CFO in the business — without a $200K hire. Flat fee. Construction-only. The Books + CFO bundle starts at $2,500/month; a dedicated CFO starts at $5,000/month.
By the time your year-end P&L lands, the profitable jobs are done and the bleeders already cost you. A fractional CFO gives you margin per job in real time, every Friday.
Over/under-billings, percentage-of-completion, retainage, backlog. WIP is a construction-specific report — it's not part of standard small-business bookkeeping. We build it every month in the exact format your bank already trusts.
Because draws land 45 days after the work, materials get paid upfront, and payroll doesn't wait. We build a rolling 13-week cash map so you see the crunch coming weeks in advance.
Bigger jobs = bigger cash swings and bigger bonding requirements. We build your books to the standard sureties and lenders want before you walk in the door.
No hourly rates. No surprise bills. Everything a growing contractor needs to run your business on numbers your banker, your surety, and you can all trust — in one package.
Rebuilt from scratch with phase codes and cost types. Every dollar tagged by job.
Labor, materials, subs, equipment, and overhead allocated correctly per job.
Percentage-of-completion, over/under-billings, retainage — the way bankers want it.
Updated weekly. See cash gaps before they hit. Plan payroll and draws around them.
Every Friday, every open job. Catch profit fade the week it happens.
One page. Margin per job. Cash position. AR aging. WIP summary. Live numbers.
Buildertrend, Procore, Knowify, CoConstruct, or Contractor Foreman → QBO. No double entry.
One hour, every quarter. Pricing, hiring, bidding, bonding, growth — we help you make the call.
Draw packages in days. Bonding paperwork in the format your surety accepts.
Any question, 5 days a week. Direct to the person actually doing your books.
Most contractors we talk to need at least two of these four roles. Sometimes three. Here is the honest breakdown of what each one actually does — and when it makes sense to bring each one in.
Records what happened.
What they do well
Scope
A traditional bookkeeper isn't trained in construction-specific reports like WIP schedules, retainage tracking, or job-level profitability — those are specialty skills.
When to hire
Your books are clean and you mostly need someone reliable for monthly close — not forecasting or job-level analysis.
Files taxes and keeps you compliant.
What they do well
Scope
A CPA's job is to look back accurately, not to forecast next quarter's cash or call out an underperforming job mid-stream. Different muscle.
When to hire
Every contractor needs one. CPAs are the foundation of compliance — non-negotiable.
Looks forward. Reads the future of your books.
What they do well
Scope
A fractional CFO sits next to your bookkeeper and CPA, not in place of them. The output is forecasts and decisions — ours delivered through The Builder's Financial Command Center — not transaction entries or tax returns.
When to hire
You already have a bookkeeper and a CPA, but nobody is telling you what the numbers MEAN for next month's bidding.
Runs the entire finance function in-house.
What they do well
Scope
A full-time controller runs $130K to $200K per year all-in. Most contractors can't justify that overhead until the finance work is truly full-time.
When to hire
Your finance workload has grown to the point where it needs full-time, in-house ownership.
Salisbury Bookkeeping operates as your fractional CFO — sitting alongside your CPA and bookkeeper, not replacing them. If you don't have a CPA or bookkeeper yet, we'll refer good ones in your state who already understand construction.
In writing on every engagement letter. No fine print. If by day 90 you can't open your dashboard and see real-time margin on every open job, we keep working free until you can.
You'll meet with
Cory Salisbury
We'll find at least one leak in your books on the call — and tell you straight whether we're the right fit.
What we'll cover
Pick a date
Weekdays, 11:00 AM – 2:00 PM MT
