Fractional CFO pricing. Published, in writing.
A fractional CFO for a construction company works in three steps: a $3,500 diagnostic, a $9,800 to $14,500 six-week sprint, then a $3,500 to $12,000 a month retainer. Here is the whole ladder, with the prices on the page.
For scale: a full-time construction CFO costs $170,000 to $360,000 a year all in (CFMA 2025). Standalone fractional construction CFOs run $3,000 to $9,000 a month. You will see below where we sit, and why. Your books are handled inside the engagement, never a separate fee.
How does engaging a fractional CFO work, step by step?
You start with a fixed-price diagnostic, move into a defined six-week sprint that pays for itself in fast cash wins, then keep a CFO on retainer month to month. Each step earns the next. You are never asked to commit to the whole thing on day one.
The 14-Day Financial X-Ray
Free for exit or PE-track owners above $10M.
We connect QuickBooks and produce your baseline in 14 days: a financial snapshot, a 7-KPI scorecard against construction benchmarks, your real cash position, the top profit and cash leaks, and a 90-day roadmap. The deliverable is the plan.
- Financial snapshot plus a 7-KPI scorecard
- Cash position and your top profit and cash leaks
- A prioritized 90-day roadmap
The 6-Week Profit Command Sprint
Paid upfront. Tiered by revenue.
Six weeks, defined scope, fast cash wins. We clean the data, build job costing and a WIP schedule, recover under-billing, set a driver-based budget and a 13-week cash forecast, then hand you a board-grade package and a live plan.
- Job costing, WIP, and under-billing recovery
- Driver budget plus a 13-week cash forecast
- Board-grade package and the forward plan
The Command Retainer
By revenue tier, up to $15M+ at $9,000 to $12,000/mo. Month to month after 90 days.
Your fractional CFO every week. We keep the forecast live, run the monthly board package, review jobs weekly, and steer the numbers, with your books handled inside the engagement.
- Weekly job reviews and a live 13-week cash forecast
- Monthly board-grade package
- Quarterly strategy, books included
Books behind? Catch-up is handled inside the engagement and quoted on the call. There is no separate bookkeeping bill.
What does the monthly fractional CFO retainer include?
One flat monthly fee. A fractional CFO running your numbers every week, with your books handled inside the engagement. If you bought each piece on its own, it would total $17,300 a month. You pay one flat fee, From $3,500/mo.
- NAHB job costing, run for you$3,500
- QuickBooks + PM software wire-up (Buildertrend, Procore, Knowify, CoConstruct)$2,800
- 13-week cash flow forecast$2,400
- Weekly job cost reviews$3,200
- WIP schedule for bonding and banks$1,800
- Custom owner dashboard$1,500
- Monthly board-grade strategy call$1,200
- Rapid response (24 hr, 5 days a week)$900
- Total if bought separately$17,300
- Your priceFrom $3,500/mo
One operator, two systems: add AI agents to the CFO work
Top Builder AI is our sister product. It plugs into your ServiceTitan and runs the back office it never automated. Booking and Routing agents that outclass ServiceTitan's own, plus Collections, Financial, Inventory, Workforce, Documents, and Pricebook agents it has no answer for. You approve every change. The numbers stay locked.
$0 install this quarter (normally $8,000), then from $3,000 a month scaled to your team. Installed and tuned by the developer himself.
Our promise: we find at least 3x our fee in recoverable cash, margin, or tax within 90 days, or you do not pay.
We put it on the engagement letter. We sign it. You sign it. If we don't deliver, we keep working. For free.
Start with the 14-Day Financial X-RayQuick message from Jenni
We'll find the money hiding in your books.
30 minutes. Free. We look at your books and show you exactly where cash is slipping - missed change orders, uncollected retainage, under-billings. No pitch. No pressure. You walk away with a list.
What owners ask before they sign.
- What does a fractional CFO cost for a construction company?
- It runs in three steps. The 14-Day Financial X-Ray is $3,500, and it is free for exit or PE-track owners above $10M. The 6-Week Profit Command Sprint is $9,800 to $14,500 upfront, tiered by revenue. The ongoing Command Retainer is $3,500 to $12,000 a month by revenue tier, up to $15M+ at $9,000 to $12,000 a month. Standalone construction fractional CFOs run $3,000 to $9,000 a month across the market. The exact number goes in writing before you pay anything.
- Why hire a fractional CFO instead of a full-time one?
- A full-time construction CFO costs $170,000 to $360,000 a year all in (CFMA 2025). A full-time controller runs $130,000 to $200,000 a year. A fractional CFO gives you the same financial leadership for a fraction of that, from $3,500 a month, with no salary, no benefits, and no payroll tax. You get the seat without carrying the headcount.
- Do you lock me into a contract?
- No. The first 90 days are the minimum, because that is how long it takes to make the fee pay for itself. After that, the Command Retainer is month to month. You can stop any time.
- What if my books are behind?
- We handle catch-up inside the engagement. It is part of the work, not a separate product. If there is real backlog to clear, we scope it and put the number in writing on the free call, before you commit a dollar. You will never get a surprise bookkeeping bill.
- What is the guarantee?
- We find at least 3x our fee in recoverable cash, margin, or tax within 90 days, or you do not pay. We put it on the engagement letter. We sign it. You sign it. If we do not deliver, we keep working for free.
- What if I am too big for a fractional CFO?
- Call us. If your finance work is truly full-time, you may need an in-house controller, not a fractional seat. A controller costs $130,000 to $200,000 a year, and we will tell you the truth about whether that fits you better than we do.