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Salisbury CFO logoSSALISBURYCFO
Fractional CFO for contractors

One job: tell contractors the truth about their numbers.

We don't do everyone's books. We only do construction. Custom builders, remodelers, GCs, spec builders, and commercial and specialty-trade contractors.

One system, three depths

One system. Three depths - from clean books to a full financial command center to custom AI on top.

Core bookkeeping

The foundation: books that close on time and tell the truth.

For builders who don't need a CFO yet. Solid books, closed on time, every month. NAHB-friendly chart of accounts from day one.

  • Reconciled accounts you can trust at a glance - no month-end scramble
  • Board-ready numbers in your inbox by the 15th - without chasing
  • A clean year-end package your CPA can file without rework
See engagement terms
Fractional CFO

Real margin. Job by job. Every Friday.

For contractors who want to know which jobs print cash before they finish. Full CFO + bookkeeping + integration stack, one flat monthly fee.

  • NAHB job costing + WIP schedules
  • 13-week cash forecast
  • Weekly job reviews + quarterly CFO call
See the fractional CFO service
Custom AI systems

AI built on your existing ServiceTitan.

Custom AI systems for ServiceTitan contractors - missed-call revenue recovery, AI after-hours booking, dispatch automation, and a review engine, installed on the ServiceTitan you already run, with a milestone performance guarantee. Procore integration is in approval; Buildertrend is supported via custom build.

  • Missed-call revenue recovery
  • AI after-hours booking
  • Dispatch automation
  • Review engine
See the AI install
The integration layer

Think of your books like code.

Your jobs run in one app. Your money lives in another. Your WIP lives in a third. We wire them together like a clean API. No duct tape. No copy-paste. Data flows. Numbers match.

~/stack.config
// your stack, wired up
01. Source of truth
QuickBooks Online
02. Job ops
Buildertrend, Procore, Knowify, CoConstruct, Contractor Foreman
03. Estimating
Stack, PlanSwift, Buildxact
04. Payroll & HR
ADP, Gusto, QuickBooks Payroll
05. Reporting layer
Custom dashboards, 13-week cash, WIP schedules, Bank-draw package
The 90-day path

How a new client gets to real numbers in 90 days.

01

Clean up the mess

Days 1 to 30. We fix your chart of accounts with NAHB categories. We reconcile your books. We find the money you missed.

02

Wire up your tools

Days 15 to 45. We connect QuickBooks to Buildertrend, Procore, Knowify, or CoConstruct. No more double entry. No more copy-paste.

03

Build the rhythm

Ongoing. Monthly close by the 15th. Weekly job cost reviews. You always know which jobs are printing cash and which are bleeding.

04

See the future

Day 60 plus. You get a 13-week cash map. Bank-ready WIP. A CFO in your corner every quarter.

Our promise

Our promise: we find at least 3x our fee in recoverable cash, margin, or tax within 90 days, or you do not pay.

Different jobs, same team

Bookkeeper, CPA, fractional CFO, or controller: what does each do?

Most contractors we talk to need at least two of these four roles. Sometimes three. Here is the honest breakdown of what each one actually does, and when it makes sense to bring each one in.

Bookkeeper

Records what happened.

What they do well

  • Categorizes transactions and reconciles bank + credit cards
  • Files monthly P&L and balance sheet
  • Keeps your CPA happy at year-end

Scope

A traditional bookkeeper isn't trained in construction-specific reports like WIP schedules, retainage tracking, or job-level profitability. Those are specialty skills.

When to hire

Your books are clean and you mostly need someone reliable for monthly close, not forecasting or job-level analysis.

CPA

Files taxes and keeps you compliant.

What they do well

  • Prepares federal and state tax returns
  • Plans entity structure and tax strategy
  • Represents you in audits and IRS correspondence

Scope

A CPA's job is to look back accurately, not to forecast next quarter's cash or call out an underperforming job mid-stream. Different muscle.

When to hire

Every contractor needs one. CPAs are the foundation of compliance, non-negotiable.

Fractional CFO

Us

Looks forward. Reads the future of your books.

What they do well

  • Builds 13-week rolling cash forecasts
  • Calls out underperforming jobs before they close
  • Translates the numbers into 'what should you DO next quarter?'

Scope

A fractional CFO sits next to your bookkeeper and CPA, not in place of them. The output is forecasts and decisions, ours delivered through The Builder's Financial Command Center, not transaction entries or tax returns.

When to hire

You already have a bookkeeper and a CPA, but nobody is telling you what the numbers MEAN for next month's bidding.

Full-time Controller

Runs the entire finance function in-house.

What they do well

  • Owns close, reporting, AR, AP, payroll, banking
  • Manages a finance team of 1 to 5 people
  • Sits at the leadership table

Scope

A full-time controller runs $130K to $200K per year all-in. Most contractors can't justify that overhead until the finance work is truly full-time.

When to hire

Your finance workload has grown to the point where it needs full-time, in-house ownership.

Salisbury CFO operates as your fractional CFO, sitting alongside your CPA and bookkeeper, not replacing them. If you don't have a CPA or bookkeeper yet, we'll refer good ones in your state who already understand construction.